Privacy Policy and Terms of Use

Privacy Policy

Gold Financial Group Privacy Policy

Last Updated: January 1, 2025

Introduction

Gold Financial Group (“the Company,” “We,” or “Us”) is committed to protecting your privacy. This policy explains how we collect, use, and protect your information.

Scope of Policy

This policy applies to:

Exclusions

This policy does not apply to:

  • Data collected offline or through other means.
  • Information collected by third parties outside of Our Website.

Consent

By using Our Website, you consent to this privacy policy. We will notify you of any changes, and continued use of Our Website after updates constitutes acceptance.

Children’s Privacy

Our Website is NOT intended for children under 18. We do not knowingly collect personal data from children under 18.

Data Collection

We collect:

  • Personal identification information (name, address, email, phone number).
  • Non-personal data (insurance product interests).
  • Internet usage data (IP address, browser type, device data).

Data Use

We use your information to:

  • Provide and improve Our Website and services.
  • Respond to inquiries and requests.
  • Send communications related to services you request or consent to.

Consent to Communications

By submitting your contact information, you agree to receive communications, including calls, texts, and prerecorded messages from Gold Financial Group regarding your life insurance options and other services. These communications may be sent using automated technology.

  • Consent is NOT a condition of purchase.
  • Standard message and data rates may apply.
  • You may opt out at any time by replying STOP to text messages or contacting us directly.

Data Disclosure

*We DO NOT sell, trade, or share phone numbers provided for SMS consent with third parties for marketing purposes.

Mobile Opt-In, SMS consent, and phone numbers collected for SMS communication purposes will not be shared with third parties and affiliates for marketing purposes.

We may disclose:

  • Non-identifiable data for business insights.
  • Personal information only to subsidiaries or affiliates that assist in service delivery, in compliance with privacy laws.

State Privacy Rights

For questions regarding your privacy rights, contact us at EricaGoldFinancial@gmail.com.

Data Security

We implement security measures to protect your data. However, we cannot guarantee absolute security against all threats.

Policy Changes

We may update this policy periodically. Your continued use of Our Website after updates constitutes acceptance of the revised policy.

Terms & Conditions

Last Updated: January 1, 2025
Acceptance of the Terms of Use

These terms of use are entered into by and between You and Gold Financial Group (‘Company,’ ‘We,’ or ‘Us’). The following terms and conditions govern your access to and use of https://www.ericagoldfinancialgroup.com (the ‘Website’).

Changes to Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this Website, and any service or material we provide, at our discretion without notice.

Intellectual Property Rights

The Website and its entire contents, features, and functionality are owned by the Company and protected by applicable laws.

Trademarks

The Company name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates.

Prohibited Uses

You may use the Website only for lawful purposes. You agree not to use the Website in any way that violates any applicable laws.

Monitoring and Enforcement; Termination

We have the right to take appropriate legal action for any illegal or unauthorized use of the Website.

Disclaimer of Warranties

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY BE LIABLE FOR DAMAGES ARISING OUT OF YOUR USE OF THE WEBSITE.

Indemnification

You agree to defend, indemnify, and hold harmless the Company from any claims resulting from your use of the Website.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use shall be governed by the laws of the State of Florida.

Arbitration

At the Company’s discretion, disputes may be submitted to binding arbitration under the Rules of the American Arbitration Association.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR.

Waiver and Severability

If any provision of these Terms of Use is held invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms of Use and our Privacy Policy constitute the entire agreement between you and Gold Financial Group regarding the Website.

  1. SMS Consent Communication

    Phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

  2. Types of SMS Communications

    If you have consented to receive text messages from Gold Financial Group, you may receive messages related to the following:

    • Appointment reminders
    • Follow-up messages
    • Meetings invites
    • Updates
  3. Message Frequency

    Message frequency may vary depending on the type of communication.

  4. Potential Fees for SMS Messaging

    Standard message and data rates may apply, depending on your carrier’s pricing plan.

    These fees may vary for domestic or international messages.

  5. Opt-In Method

    You may opt in to receive SMS messages from Gold Financial Group by providing your verbal consent during a phone call.

  6. Opt-Out Method

    You can opt out of receiving SMS messages at any time. To do so, reply “STOP” to any SMS message you receive. Alternatively, you may contact us directly to request removal from our messaging list.

  7. Help

    If you are experiencing any issues, you can reply with the keyword “HELP” or contact us at https://www.ericagoldfinancialgroup.com/contact.

  8. Standard Messaging Disclosures
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